Mortgage Loan Originator
Location: Daphne, Alabama
Description: Homestar Financial Corporation is looking of Mortgage Loan Originator right now, this occupation will be ordered in Alabama. More details about this occupation opportunity please read the description below. A Mortgage Loan Originator (MLO) provides professional financial services to the public to allow customers to finance the purchase of residential real property and/or to refinance existing mo! rtgages secured by residential real property. MLOs work independently and make sales calls to potential customers, and referral sources. Typical referral sources include realtors, home builders, real estate attorneys, accountants, financial consultants, real estate appraisers, etc. This is a sales position which requires frequent work outside of the office at business development functions and community events, to conduct office visits of real estate agencies, and attorneys, and to meet with loan applicants.
Duties (include but are not limited to)
Conduct interviews with mortgage loan applicants to analyze financial and credit data for the purposes of prequalification for mortgage loan products.
Meet with mortgage loan applicants to evaluate what mortgage loan product will best suit their needs.
Gather and review required documentation from the applicant throughout the mortgage loan application process and enter required documents into th! e banking system.
Ensure customer satisfaction by mai! ntaining knowledge of product/pricing policies and guidelines.
Maintain communication with the applicant, and all other parties involved with the mortgage loan application process to ensure customer satisfaction, and the successful close of the loan.
Continually identify, develop and maintain a quality network of business relationships.
Demonstrate a commitment to professional ethics and compliance with all Federal and State regulatory and legislative policies.
Qualifications
Qualifications:
NMLS License required NMLS registration/ Mortgage Loan Originator (MLO) license
Knowledge of FHA, FNMA,FHLMC guidelines
Familiarity with loan originator software (Encompass)
Complete comprehension of mortgage underwriting and closing processes
Candidate must be able to work independently in a fast paced environment
Must have effective written and oral communication skills.
PC li! terate
Proficient using Microsoft Office
Must be able to originate, analyze, and manage mortgage loan applications.
Sales oriented with excellent interpersonal communication, skills and a strong desire to succeed.
Must be able to work outside of regular business hours to meet customer and loan process needs.
Ability to move 15+ pounds
Must have Drivers License and reliable transportation
Ability to sit for 6-8 hours a day
Education:
There are no mandatory academic prerequisites for the position of MLO. However, previous banking, lending or sales experience may provide transferable skills that can be applied to mortgage loan origination. College degree preferred.
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If you were eligible to this occupation, please send us your resume, with salary requirements and a resume to Homestar Financial Corporation.
Interested on this occupation, just click on the Apply button, you will be redirected to the official website
This occupation starts available on: Fri, 11 Oct 2013 15:11:18 GMT
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