Real Estate Loan Secretary
Location: Haleyville, Alabama
Description: Traders and Farmers Bank is currently seeking to employ Real Estate Loan Secretary right now, this vacancy will be reside in Alabama. Detailed specification about this vacancy opportunity kindly see the descriptions. This position is a Full-time position usually working between 35-40 hour per week. The benefits for Full-time employment are as follows:
Major medical insurance
Dental! insurance
Life insurance
Paid Time Off (PTO) of 11 hours per month
401k plan with match
10 paid holidays
Cafeteria Plan
FMLA leave
Bereavement Leave
Tuition Reimbursement
Must have at least a high school diploma or equivalent and at least 1 year prior experience.
Summary Processes applications of individuals applying for loans and credit by performing the following duties.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Reviews application/loan for completeness, accuracy, and proper approval.
Reviews approved mortgage loan to determine conditions that must me met prior to closing.
Calls borrower, real estate broker, and title company to request specified documents, such as receipt for payment of outstanding tax bill.
Coordinates with outside attorney, vendor, etc. to obtain documents based on conditions of loan approval and type
of financing.
Assembles package of ! Mortgage documents and supporting documents received.
Veri! fies accuracy and consistency of specifications on documents, such as title abstract and insurance forms.
Evaluates package and communicates any issues to loan originator and/or processor that impacts loan closing.
Assists in correction of issues impacting closing.
Identifies legal, policy and documentation deficiencies and determines method to be used to correct deficiencies.
Enters numbers and calculates loan interest and principal payment, and closing costs.
Assembles documents for delivery to title company, real estate broker, lending officer and/or attorney for closing.
Delivers ready-to-close package to attorney by electronic delivery through computer system.
Calls borrower, broker, and other specified individuals to arrange time and date for closing.
Assists attorney with any questions regarding conditions of loan closing.
Answers questions from borrower, originator, etc. regarding closing requirements.
Evaluates documentation ! on various escrowed items to determine compliance with company policies and
Procedures.
Calculates final figures for HUD settlement statement and instructs attorney accordingly paying close attention to
final HUD figures.
Records loan information in log and on government reporting forms.
Perform loan closings.
Submit request for title commitment.
Order appraisals.
Prepare initial loan disclosure packet.
Distribute loan proceeds.
Notifies customer by mail, telephone, or in person of acceptance or rejection of application.
Advises customer by phone or in writing about loan or credit information.
Assists customer in filling out loan or credit application.
Supervisory Responsibilities
This job has no supervisory responsibilities.
Competencies
To perform the job successfully, an individual should demonstrate the following competencies :
Analytical - Collects and researches data; Uses intuition and experience to ! complement data.
Problem Solving - Identifies and resolves problems! in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
Technical Skills - Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others.
Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments.
Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.
Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Participates in meetings.
! Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Presents numerical data effectively; Able to read and interpret written information.
Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.
Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness.
Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals.
Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
O! rganizational Support - Follows policies and procedures; Completes admi! nistrative tasks correctly and on time; Supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity.
Judgement - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions.
Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Takes calculated risks to accomplish goals.
Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Sets goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans.
Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their st! atus or position; Accepts responsibility for own actions; Follows through on commitments.
Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.
Safety and Security - Observes safety and security procedures; Reports potentially unsafe conditions .
Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events.
Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
Dependability - Follows instructions, responds to management direction; Takes responsibility for own actio! ns; Keeps commitments; Commits to long hours of work when necessary to ! reach goals.; Completes tasks on time or notifies appropriate person with an alternate plan.
Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Looks for and takes advantage of opportunities; Asks for and offers help when needed.
Innovation - Meets challenges with resourcefulness; Generates suggestions for improving work.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
High school diploma or general education degree (GED) and one to three years related experience and/or training; or equivalent combination of education and experience.
Language Skills
Ability to read and comprehend s! imple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
Reasoning Ability
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
Computer Skills
To perform this job successfully, an individual should have knowledge of Microsoft Word Word Processing software.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable indivi! duals with disabilities to perform the essential functions.
While p! erforming the duties of this Job, the employee is regularly required to sit; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, or crouch.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually quiet.
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If you were eligible to this vacancy, please send us your resume, with salary requirements and a resume to Traders and Farmers Bank.
Interested on this vacancy, just click on the Apply button, you will be redirected to the official website
This vacancy starts available on: Sat, 24 Aug 2013 17:55:28 GMT
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